Major Carriers

Ohio Casualty/Indiana/Montgomery
(These carriers are owned by Liberty Mutual, and are collectively called the Liberty Agency Markets Companies. Ohio Casualty operates in the state of Kentucky; Indiana Insurance in the state of Indiana; and Montgomery Insurance in the state of Tennessee)

Types: Personal and Commercial Lines
Volume: $10,500,000
Personal Lines Package (PLP)
Highly Competitive; Commission 17% Home; 15% Auto (new & renewal)
Commercial Lines; Multi-line & highly competitive; especially good on school systems
Significant bonus money available (National & Local levels)

Encompass
Types: Personal Lines
Volume: $3,800,000
Strong Personal Lines Package Policy (USP)
Commissions 15% Home; 15% Auto (new & renewal)

Hartford Insurance
Types: Personal & Commercial
Volume: $3,000,000
Competitive monoline auto & homeowners
Contingency & growth bonuses (National & Local)
Large & National capabilities make them a desirable company
Current commissions Auto 20/18; Home 15/14
Small business internet rating available

Safeco Personal Lines & Commercial
Types: Personal Lines; Auto, Motorcycle & Commercial Lines
Volume: $2,000,000
Multi-tiered personal lines auto program; nonstandard to preferred
Web based quote & issue for Personal Lines & Commercial Lines
Local & National bonus opportunities

Travelers Personal Lines
Types: Personal Lines
Volume: $5,500,000
Competitive auto & home rates
Commissions: 15% home; 15% auto
Quarterly Growth & Annual Contingency opportunities

St. Paul/Travelers Commercial Lines
Types: Commercial Lines
Volume: $1,000,000
In house rate, quote & issue
Annual Contingency opportunity

Zurich
Types: Small Commercial Quotes and Builders Risk
Volume: 1,500,000
In house quote and issue
Annual Contingency opportunity

Acuity Insurance

Types: Commercial Lines (personal in Indiana only)
Volume: 2,100,000
Excellent Contractors Market
Annual Contingency opportunity

Secura Insurance
Types: Commercial Lines (personal in Indiana only)
Volume: 700,000
Excellent Regional Carrier
Annual Contingency opportunity

Hanover Insurance

Types: Commercial & Personal in Indiana and Tennessee
Volume: 500,000
*Annual Contingency opportunity
Other Market Access:
Bristol West
Deerbrook
Mendota

State Auto
Types: Personal & Commerical Insurance
Volume: $3,000,000
Commissions of 15-20%

Regional Map

See the comparison of average AHA agencies' revenue with that of the Independent Agent's revenue.

Comparison Image

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